Learn How to Free Yourself And
Your Family From Money Problems
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Budget Considerations
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Prioritizing Your Budget
Budgeting Tools
Budget Box System
Computer System
Expense Envelope System
Sample Daily Spending Diary
Sample Monthly Payment Calendar
Sample Monthly Payment Schedule
Income and Expense Worksheet
Buying a Car
Car Loan Shopping Guide
Dealing with Dealer Financing
To Loan or To Lease?
Trading In or Selling Your Car
Buying a Home
A Home For Every Family
Are You Ready to Buy a Home?
Components of a Low Mortgage Loan Payment
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How Much Mortgage Can I Afford?
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Checks
Check Example
Understanding the Preprinted Information on Your Checks
Checking Account
Bounce Protection
Checking Account Fees
Choosing a Checking Account
Consequences of Bouncing a Check
Determine Your Checking Account Needs
Types of Checking Accounts
Check Writing Tips
Check Example
Deposit Slip for Cash
Example Checking Account Register
How to Correct a Mistake on a Check
How to Write a Check for Cash
Less Cash Received Deposit Slip
Complaints
Resolving Complaints by Writing to Bank Regulators
Sample Complaint Letter
Consumer Protection Laws
Consumer Leasing Act (CLA)
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Equal Credit Opportunity Act (ECOA)
Fair Housing Act (FHA)
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Truth in Lending Act (TILA)
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Collateral
Items Acceptable for Collateral
Credit
Tips for Building Your Credit
Giving Credit Where It’s Due: Choosing the Right Counseling Agency
Notification of Credit Denial
Tips for Repairing Your Credit History
Credit Reporting and Agencies
How to Read a Credit Report
Reporting Agencies’ Contact Information
Request a Copy of Your Credit Report in Writing
Sample Dispute Letter
Decreasing Spending
Tips to Decrease Spending
Depositing Money
Deposit Slip for Cash
Less Cash Received Deposit Slip
Disclosure
Sample Disclosure Statement
EFTA
Rights and Responsibilities
FDIC Insurance
Tips on Investing in NonDeposit Products
Federal Lending Laws
Equal Credit Opportunity Act (ECOA)
Truth in Lending Act (TILA)
Federal Regulations
Electronic Funds Transfer Act (EFTA)
Equal Credit Opportunity Act (ECOA)
Fair Debt Collection Practices Act
Truth in Lending Act (TILA)
GreatStart Bank
A Home for Every Family
Information on GreatStart Bank’s Bounce Protection Policy
Identify Theft
Avoid Identify Theft
What To Do If You Think Your Identity Has Been Stolen
If You Lose Your Wallet or Purse…
Keep it Safe
Avoid Identify Theft
Notification of Credit Denial
Legislation
Consumer Protection Laws
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Applying for a Loan
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How to Compare Loans Based on Type, Cost and Fees
Loan Payment Decisions
Predatory Lending Tactics
Rejection: What To Do If You Are Turned Down
Sample Predatory Loan
What to Do if You Feel You Are a Victim of a Predatory Loan
Mortgages
Mortgage Shopping Worksheet
Predatory Lending
Avoiding Predatory Loans
Predatory Lending Tactics
Sample Predatory Loan
Truth in Lending Act (TILA)
What to Do if You Feel You Are a Victim of a Predatory Loan
Record Keeping
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Saving
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Overview of Social Security Benefits
Tax Credits
Advanced Earned Income Tax Credit
Child Tax Credit
Credit for Child and Dependent Care Expenses
Earned Income Tax Credit
Help with Tax Credits - VITA
Your Savings Action Plan
Your Savings Action Plan
Your Own Home
Are You Ready?
A Home For Every Family
Components of a Low Mortgage Loan Payment
Homebuyer Assistance Programs
How Much Mortgage Can I Afford?
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